Start a home loan with Kevin K

Would you prefer to fill out your Home Loan Application online or in person? Follow the link below to start your secure web application and I will reach out as soon as you submit your information. Or we can schedule a time to speak on the phone or in person. Either way – I’ve got you covered!

Services

HOME LOANS

First Choice Loan Services, Inc offers a large portfolio of home loan options that are perfect for the first time buyer or experienced investor.

REFINANCING

Looking to save money on your monthly payments or shorten your loan term? There are a lot of potential benefits to refinancing your home loan.

RATE QUOTES

Our “Quick Rate Quote” program will show you how to get the lowest rates and most favorable home loan terms.

PRE-APPROVAL LETTERS

When you are ready to make an offer, it’s important to have a strong Pre-Approval letter from a reputable mortgage lender.

LOCAL REAL ESTATE

Let me help you learn about San Diego real estate, connect with local experts and plan for a smooth home purchase.

MORTGAGE RESOURCES

From my monthly newsletter to my Home Loan Checklists and Mortgage Guides, I have a lot of resources to share.

FOR REALTORS

Ask me for my full list of Benefits for Realtors. There are many ways I can help you grow your real estate business.

Products

At First Choice Loan Services Inc., we know that nothing stacks up to that first choice feeling. It’s the feeling you get when others look up to you, rely on you and turn to you for invaluable knowledge. It’s the same feeling we strive to give you with every loan we structure.

Conventional

FHA Loans

USDA Loans

VA Loans

Jumbo Loans

Reverse Mortgages

Renovation Loans

WHICH LOAN IS RIGHT FOR YOU?

Mortgage Rates

How can you get the best mortgage interest rate? Even though today’s rates are among the lowest in history, there are still steps you can take to ensure you are getting the greatest value. When you are ready to talk, give me a call.

2016

39%

3.92%

2015

38%

3.83%

2014

41%

4.17%

2013

39%

3.98%

2012

36%

3.66%

2011

44%

4.45%

2010

50%

4.69%

2009

50%

5.04%

2008

60%

6.03%

2007

63%

6.34%

2006

64%

6.41%

2005

58%

5.84%

2004

58%

5.87%

2003

58%

5.83%

2002

65%

6.54%

2001

69%

6.97%

2000

80%

8.05%

1999

74%

7.44%

1998

69%

6.94%

1997

76%

7.6%

1996

78%

7.81%

1995

79%

7.93%

1994

83%

8.38%

1993

73%

7.31%

2016

3.92%

0%

2015

3.83%

0%

2014

4.17%

0%

2013

3.98%

0%

2012

3.66%

0%

2011

4.45%

0%

2010

4.69%

0%

2009

5.04%

0%

2008

6.03%

0%

2007

6.34%

0%

2006

6.41%

0%

2005

5.84%

0%

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