Start a home loan with Kevin K

Would you prefer to fill out your Home Loan Application online or in person? Follow the link below to start your secure web application and I will reach out as soon as you submit your information. Or we can schedule a time to speak on the phone or in person. Either way – I’ve got you covered!

Services

HOME LOANS

Caliber Home Loans offers a large portfolio of home loan options that are perfect for the first time buyer or experienced investor.

REFINANCING

Looking to save money on your monthly payments or shorten your loan term? There are a lot of potential benefits to refinancing your home loan.

RATE QUOTES

Our “Quick Rate Quote” program will show you how to get the lowest rates and most favorable home loan terms.

PRE-APPROVAL LETTERS

When you are ready to make an offer, it’s important to have a strong Pre-Approval letter from a reputable mortgage lender.

LOCAL REAL ESTATE

Let me help you learn about San Diego real estate, connect with local experts and plan for a smooth home purchase.

MORTGAGE RESOURCES

From my monthly newsletter to my Home Loan Checklists and Mortgage Guides, I have a lot of resources to share.

FOR REALTORS

Ask me for my full list of Benefits for Realtors. There are many ways I can help you grow your real estate business.

Products

In the last 12 months, Caliber’s portfolio increased more than 73%. They offer a growing range of home loan and refinancing options. These include loans insured by the FHA, VA and USDA, Jumbo loans up to $2.5 million, and financing for new construction, second homes and investment properties. Caliber Home Loans, Inc. is a full service national lender and an approved agency Seller/Servicer for both Fannie Mae and Freddie Mac. We are also an approved issuer for Ginnie Mae and an approved servicer for FHA, VA and USDA.

  • Conforming Fixed and ARM Products

    • Freddie Mac Home Possible® and Fannie Mae HomeReadyTM
    • Fannie Mae HomeStyle® Renovation
    • Interest rate locks
    • Mortgage Insurance (MI) Products
    • High-Balanced Fixed and ARM

  • Portfolio Lending Suite

    • Foreign National
    • Jumbo Alternative
    • Fresh Start
    • Homeowner’s Access
    • Investment

  • Government-Insured Products

    • FHA Fixed and ARM
    • FHA 203(k) Rehab
    • USDA 30-Year Fixed
    • VA Fixed and ARM
    • Interest-only ARM
    • Caliber Jumbo
    • Jumbo Loans up to 90%

WHICH LOAN IS RIGHT FOR YOU?

Mortgage Rates

How can you get the best mortgage interest rate? Even though today’s rates are among the lowest in history, there are still steps you can take to ensure you are getting the greatest value. When you are ready to talk, give me a call.

2016

39%

3.92%

2015

38%

3.83%

2014

41%

4.17%

2013

39%

3.98%

2012

36%

3.66%

2011

44%

4.45%

2010

50%

4.69%

2009

50%

5.04%

2008

60%

6.03%

2007

63%

6.34%

2006

64%

6.41%

2005

58%

5.84%

2004

58%

5.87%

2003

58%

5.83%

2002

65%

6.54%

2001

69%

6.97%

2000

80%

8.05%

1999

74%

7.44%

1998

69%

6.94%

1997

76%

7.6%

1996

78%

7.81%

1995

79%

7.93%

1994

83%

8.38%

1993

73%

7.31%

2016

3.92%

0%

2015

3.83%

0%

2014

4.17%

0%

2013

3.98%

0%

2012

3.66%

0%

2011

4.45%

0%

2010

4.69%

0%

2009

5.04%

0%

2008

6.03%

0%

2007

6.34%

0%

2006

6.41%

0%

2005

5.84%

0%

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