Mortgages

The average credit score of American’s is now 700, this is the highest level since the Great Recession. That means if your score is above 700, you are doing better than 50% of the population. This number has a direct impact on what it will...

Whether you’re scoping out an investment or looking into becoming a homeowner for the first time, applying for a mortgage can be a complicated process. Knowing what pitfalls could lay ahead will help you make better decisions. Let’s review some of the most common mortgage...

Will mortgage rates at recent record levels drive down home buying? Mortgage interest rates just hit the highest level in seven years, but those in the lending trenches already knew that, right? That news shouldn’t come as a surprise to those of you who live and breath the...

Pent-up demand from the holidays likely fueled the solid jump in mortgage applications last week. Total application volume rose 8.3 percent during the first week of the year from the previous week, as mortgage rates held below year-ago levels, according to the seasonally adjusted Mortgage Bankers...

The United State Department of Veterans affairs guarantee a type of loan called VA loans. The VA Home Loan Guaranty program protects mortgage lenders against loss, which allows banks to offer reduced rates. There are many reasons why using a VA loan could be beneficial....