Home Financing

Putting a 20% mortgage downpayment is all but dead. For first time buyers, most put down far less than 20% down when purchasing a home. Most buyers make down payments lower than 20% “It’s been my experience that about half of my clients know that there...

The United State Department of Veterans affairs guarantee a type of loan called VA loans. The VA Home Loan Guaranty program protects mortgage lenders against loss, which allows banks to offer reduced rates. There are many reasons why using a VA loan could be beneficial....