Keep your Eye on the Market

Everyone wants to know the best time to buy, sell or hold real estate. Three factors, explained in the charts below, help you anticipate the best action to consider for 2018 and beyond. The yield spread has experienced a recent downward trend in 2017 though it...

On December 20, 2017, Congress passed a tax reform act (formerly known as the Tax Cuts and Jobs Act or the “Act”). President Trump is expected to sign the Act into law. The Act includes several major changes to many areas of the Internal Revenue...

The use of home equity lines of credit (HELOCs) continue to increase year over year. Here's what you need to know about their influence in the California housing market. A HELOC gives a homeowner access to draw on their home's equity as needed, much like a...

The United State Department of Veterans affairs guarantee a type of loan called VA loans. The VA Home Loan Guaranty program protects mortgage lenders against loss, which allows banks to offer reduced rates. There are many reasons why using a VA loan could be beneficial....