Author: Kevin Kueneke

Five wildfires over the past 14 months, with November’s Camp Fire the most devastating, have destroyed nearly 21,000 homes across six counties. That total is equivalent to more than 85 percent of all the new housing built....

If you’re home shopping this winter and feeling frustrated, know that market inventory tends to hit a dry spell this time of year. But don’t fret: There are still deals out there. While everyone else is distracted by ski trips, hot cocoa and watching Elf...

The bill for closing costs is the final hurdle between home buyers and their new homes, and it can represent a surprising chunk of money. Closing fees run between 3% and 6% of the mortgage; that’s around $18,000 to $36,000 on a $600,000 home....

Buying a home wasn’t always this expensive. The average income-earner needs to spend a significant portion of their income on mortgage payments in order to buy a home pretty much anywhere in the U.S., but this ratio is exorbitant in California. In fact, the top home-price-to-household-income...

California’s population grew at a rate of 0.7% in 2017. This is a slightly quicker pace than the prior year, but the overall trend since 2009 is a declining growth rate. The annual rate of population growth is usually closer to 1%....

Net-zero energy — when a building produces as much energy as it consumes — used to be science fiction. Here in California, it’s about to get real. The California Energy Commission (CEC) — California’s primary energy policy and planning agency — recently adopted new energy standards for homes...

If you're a first-time mortgage borrower, you might be asking yourself, "What is MIP?" Home buyers considering getting a loan from the Federal Housing Administration will find MIP, or mortgage insurance premium, especially relevant because all FHA loans require insurance. Here's what you need to know about MIP,...

The most competitive, tightest housing market in decades may finally be loosening its grip, and that could put pressure on overheated home prices. The supply of homes for sale in the second quarter of 2018, the all-important spring market, rose at three times the rate...

If you're thinking about buying your first home, that pesky down payment has probably kept you awake more than a few nights. We get it—while a pre-approval is crucial for determining your buying power, it's the down payment that shows you mean business. But saving up...