Detail oriented Mortgage Advisor with 20+ years of experience and an Economics Degree. Enjoys surfing, skiing, and spending time with his daughter and two Labrador Retrievers. NMLS # 284800
Born and raised in the Midwest, Kevin graduated from the University of Colorado, Boulder in 1993 with a degree in Economics. After graduation, he immediately jumped into the mortgage industry, specializing in purchase-money loans and refinances including FHA, VA, and Conventional financing.
In 1995 Kevin relocated to North County San Diego where he has continued to have a successful career focused on residential lending. Kevin feels that his best assets are his attention to detail and his ability to listen to his clients. He is customer service oriented and works hard to provide tailored solutions that fit his client’s unique needs.
While technology has changed the way buyers shop for homes, Kevin knows it’s important to continue to include a personal aspect in each loan he works on and enjoys getting to know his borrowers. With more than 20+ years of lending experience, Kevin’s goal is to not just be a client’s lender today, but to become a buyer’s lifelong mortgage resource.
When Kevin is not working, he enjoys an active life surfing, skiing, and competing in triathlons. He also enjoys running on the beach with his daughter, or throwing the ball with his two Labrador Retrievers.
I’ve been helping people obtain home financing for a very long time. At first, it was all about the numbers. I used my Economics Degree to determine the best mortgage strategy for each client. Today I know that there is also a human element to the home financing process that is priceless…
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Great job Kevin! Thank you for helping us with our new home.
You did it! After being turned down by three other lenders, all of which said, "no problem," we were very hesitant to think that we would be approved. But you found a solution, and you did it quickly. We got our keys on Friday and have been painting all weekend. We get to spend Christmas in our new home. Cannot thank you enough!!!
Even with the extra paperwork because I changed jobs during escrow (remind me not to do that again), the process was still pretty easy. Thanks again for walking me through it.
Great working with your team Kevin, all very professional.
Again, you delivered as promised. That is why we call you whenever we need home financing, or even just have a question about it. Thanks Kevin!
Kevin - thanks to you and your staff for a smooth transaction. And you attended the closing! Nice touch.
Your team did a great job. I have already given your name to one of my co-workers. Thanks again.
Thanks for helping us wade through the lending waters. There was a lot more to know than we expected, but you explained everything to us in a way that made it easy. Will refer you to our friends and neighbors.
Wow! Kevin, thank you again for helping us purchase our new home! You delivered as promised, on time, and with ease. We are so happy and will refer you to all of our friends and family looking to refinance or buy a home.
Didn't know we could refinance without an appraisal until I spoke with you Kevin. Thanks for taking care of my VA refinance. Hassle free too!
Kevin, we are very glad that our Realtor recommended you. You were extra thorough at the beginning of the process which helped make the entire transaction much smoother. We have already handed out your card to a couple of friends. Wishing you continued success!
Start to finish, on time. Communication throughout. Well done.
Hi Kevin, we are really happy in our new house. Can't believe we put our deposit down when it was just a plot of dirt. Now we have a brand new home.
Kevin - thanks again for the timely closing. We know that it was a little tight at the end trying to sell our old house and buy the new one, especially in this market. Appreciate the effort. D.T.
Great experience dealing you and your company, from beginning to end. Thanks again for a job well done.
Kevin, thank you again for a very smooth transaction. I have purchased several homes over the years, and this was by far my best experience. Your knowledge and professionalism were greatly appreciated.
Thank you for helping me buy my first home, and thanks again for assisting with the Mortgage Credit Certificate program. Looking forward to the tax credit.
Thank you for helping us secure financing for our son's first home. He and his roommates have already begun redoing the yard to make room for their BBQ. Can't believe he is already a homeowner. Regards.
Other lenders told us we couldn't refinance our home because we were underwater. Thank you for taking the time to explain the FHA streamline refinance loan to us. We are very happy to save $350 per month...every month!
Kevin, as 1st time homebuyers, we were of course very nervous. Thank you again for explaining everything to us, from beginning to end. We will definitely refer our friends to you.
Our first home and we are so excited! Your staff was great to work with and were so happy to have you at the loan closing with us. We will definitely recommend your services to our friends and family.
On time as promised, thank you Kevin!
We spoke with several lenders while shopping for our refinance, and we are very glad that we decided to use your services. Thank you for closing our transaction in a timely manner.
Kevin - I had been working with one of the big banks for a while and nothing was happening. I am very glad that I switched to your company, you got the job done!
Thanks for helping us with the financing of the 3-plex in Carlsbad. We are looking at some more properties and will be in touch.
Thanks a bunch, our son loves his new home.
As a REALTOR, I rely heavily on my team of affiliates, escrow/title/lender/inspector/stager. You are a valuable part of that team Kevin and continue perform at a high level. Thank you for taking care of my clients.
I have refinanced several homes and this was by far the easiest. Even with all of the paperwork that is required these days, it was still easier than my last one. Thanks for your professionalism and guidance throughout the process. GH
Kevin, thank you for your patience and working with us for the year that it took us to get our credit up to speed. We are so incredibly happy in our home and have already started the remodel. New kitchen!!!
Kevin has bee a pleasure to work with and we have completed 3 transactions to date with him. He is very detailed and provides excellent customer support. He returns all my correspondence within less than 24 hours. I would consider doing future business with him because of this and would recommend him to anyone.
Easiest refinance ever. Thanks Kevin
Named Top Tech Savvy Lender & Servicer by Mortgage Technology, September 2013
Named to the Ellie Mae Hall of Fame for Excellence in Compliance Automation, October 2013
Ranked in “Top Overall Volume for 2013” by the Scotsman Guide, June 2014 & June 2015
First Choice Loan Services Inc. listed on “The 50 Best Mortgage Companies to Work for in America” list by Mortgage Executive Magazine, May 2014 & Summer 2015
President and CEO Norman T. Koenigsberg and Senior Vice President of National Production James Iley named to “The 100 Most Influential Mortgage Executives in America” in Mortgage Executive Magazine, December 2013 & Winter 2015
First Choice Loan Services Inc. listed on “The Top 100 Mortgage Companies in America” list by Mortgage Executive Magazine, March 2014 & Spring 2015
An “A” Rating with the Better Business Bureau
BILLION in Annual originations