What’s important to you?

There are a lot of lenders. It’s important that you work with someone you trust. It’s even better when you get to work with someone you like as well.

WHO I AM

Detail oriented Mortgage Advisor with 20+ years of experience and an Economics Degree.

WHAT I DO

Help borrowers get the best home financing. Work great with Real Estate agents on tough loans.

WHAT I LIKE

An active Triathlete. Enjoys skiing, surfing, and spending time with his daughter and Labrador Retriever.

WHAT ABOUT YOU?

Let me know about your financing needs. I’m very good at my job and would be happy to help.

Start a Home Loan Application with Kevin K today

WHAT OUR FANS SAY

Services

HOME LOANS

Caliber Home Loans offers a large portfolio of home loan options that are perfect for the first time buyer or experienced investor.

REFINANCING

Looking to save money on your monthly payments or shorten your loan term? There are a lot of potential benefits to refinancing your home loan.

RATE QUOTES

Our “Quick Rate Quote” program will show you how to get the lowest rates and most favorable home loan terms.

PRE-APPROVAL LETTERS

When you are ready to make an offer, it’s important to have a strong Pre-Approval letter from a reputable mortgage lender.

LOCAL REAL ESTATE

Let me help you learn about San Diego real estate, connect with local experts and plan for a smooth home purchase.

MORTGAGE RESOURCES

From my monthly newsletter to my Home Loan Checklists and Mortgage Guides, I have a lot of resources to share.

FOR REALTORS

Ask me for my full list of Benefits for Realtors. There are many ways I can help you grow your real estate business.

Keep your Eye on the Market

  • Buying a home wasn’t always this expensive. The average income-earner needs to spend a significant portion of their income on mortgage payments in order to buy a home pretty much anywhere in the U.S., but this ratio is exorbitant in California. In fact, the top home-price-to-household-income ratios are found in the Golden State....

  • California’s population grew at a rate of 0.7% in 2017. This is a slightly quicker pace than the prior year, but the overall trend since 2009 is a declining growth rate. The annual rate of population growth is usually closer to 1%....

  • Net-zero energy — when a building produces as much energy as it consumes — used to be science fiction. Here in California, it’s about to get real. The California Energy Commission (CEC) — California’s primary energy policy and planning agency — recently adopted new energy standards for......

  • If you’re a first-time mortgage borrower, you might be asking yourself, “What is MIP?” Home buyers considering getting a loan from the Federal Housing Administration will find MIP, or mortgage insurance premium, especially relevant because all FHA loans require insurance. Here’s what you need to know about......

Mortgage Statistics

I’ve been working in the home financing industry for more than two decades. I stay current on the real estate market and economic trends so I can help my clients make the best decisions. Join my mailing list and I’ll keep you updated with important information.

PERCENT OF RECENT BUYERS WHO FINANCED THEIR HOME PURCHASES0%
AMOUNT OF HOME PURCHASE TYPICALLY FINANCED0%
PERCENT OF PEOPLE WHO FINANCE THE ENTIRE MORTGAGE0%
PERCENT OF BUYERS WHO SAVED FOR A DOWNPAYMENT IN SIX MONTHS OR LESS0%

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